HEA World — Investor Deck
Human-Enhanced Agents On-brand Ownable Compliant Confidential

HEA World
The operating system for Human-Enhanced Agents

We help organizations own the new customer-facing AI media layer.

Your Content.
Your AI.
Your Voice.

The operating system for customer-facing AI

AI agents are becoming a new customer-facing media layer. HEA-World helps organizations publish, govern, measure, and automate through it.

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A new AI media layer is arriving before organizations are ready

Three shifts are happening at once

  • Engagement is moving from pages to conversations. Customers expect answers, guidance, and action — not navigation.
  • There is no CMS for AI-native media. Teams need tools for content, voice, permissions, audit, and improvement loops.
  • SMEs struggle to turn AI into operational leverage. They need automation across sales, support, CRM, commerce, and content without bespoke systems.
  • ~25% of US adults already use GenAI daily; >70% of SMEs have websites → but few can govern a customer-facing AI agent.
Behaviours are changing now (EU)
Three waypoints (2016 · 2025 · 2032). Values are directional.

HEA is the governed operating system for customer-facing AI

HEA turns owned content into brand-owned agents that answer, guide, capture demand, and execute governed workflows across the customer journey.

The first wedge is a customer-facing AI interface. The expansion is the toolset SMEs need to manage this new medium and turn it into sales, support, CRM, commerce, and content automation.

HEA
Owned AI voices for customers, partners, and communities
Agentic media CMS
Owned content · Voice · Versioning · Improvement loops
Governed runtime
Permissions · Audit trails · Review · Safe execution
SME automation layer
Sales · Support · CRM · Commerce · Content ops

Publish agentic media

Turn sites, documents, offers, and brand knowledge into many owned AI voices.

Owned voice Fast launch

Govern the new channel

Control content, tone, permissions, traces, and operator review before AI speaks for the brand.

Audit trail Human control

Automate SME work

Use live conversations to trigger support, sales, CRM, commerce, and content workflows.

Tool Plane CRM / commerce
Why now: Foundation models made intelligence abundant. Organizations now need the governed product layer that safely exposes it to customers and operations.

Why customers choose HEA

Peace of Mind

Less stress and workload — repetitive questions handled automatically, 24/7.

“Breathe — the site handles it.”

Efficiency

Reduce operational costs and revive existing content into active marketing assets.

Do more with what you already have.

Trust & Control

Data, tone, and knowledge remain under your control — built for Europe and GDPR compliance.

Secure. Transparent. Yours.

Brand Elevation

Position your company as innovative, modern, and responsive to customer needs.

On-brand, on-voice.

Shared Impact

Help clients, partners, and teams embrace AI, gain new skills, and create collective value.

AI as a career asset.

Fresh Experience

Turn static websites into living, conversational interfaces that engage and convert.

Answer → Guide → Convert.

These benefits define why businesses adopt HEA — measurable, safe, and human by design.

Market opportunity

Branded conversational agents go beyond legacy support — becoming the core UX and online gateway for 50 million SMEs, as well as NGOs, cities, and public institutions.

Conversational AI growth

  • $20B → $50B+ global by 2030 (illustrative CAGR)
  • EU: ~$2.2B (’23) → ~$9.6B (’30) — directional

Legacy support/chat is being re-written

  • ~$30B+ legacy support/chat (ticketing, bots, telephony)
  • Branded conversational agent

Live product scope — agent infrastructure and automation

Already built

  • No-code agent builder: content ingestion, brand voice, training, and governed publishing
  • Embeddable conversational AI widget grounded in owned content
  • Evals, AI review, observability, and conversation context for operators
  • Lead capture, conversational analytics, CRM, and admin console
  • AI search / AEO workbench for visibility gaps, content ops, and campaign tracking

Next development

  • Governed tool-calling for skills, connectors, permissions, and audit logs
  • Closed-loop AEO from live conversations to answer gaps and content/action backlog
  • Support & Care Center workflows: intake, handoff, and resolution memory
  • Shopify, WordPress, WhatsApp, commerce, and CRM workflow automation
  • Agent skill authoring and AI content generation for agencies and owners

Longer-term expansion

  • Agentic data hub for SMEs: approved content, customer intent, product context, and workflow memory
  • Commercial/marketing operating agent for owners, CMOs, and sales teams
  • Highly tailored digital content and service delivery powered by advanced models
  • Governed connector and skill marketplace across CRM, commerce, support, scheduling, and content workflows
  • Multimodal, embodied, and interconnected agents across voice, mobile, web, and physical AI

HEA World — Approved Context for Customer-Facing AI

HEA World converts websites, documents, product knowledge, brand voice, and live conversations into approved operational context: grounded, governed, evaluated, and ready for customer-facing agents and AI workflows.

Context engineering, governance, and evals

  • Knowledge extraction — crawl, ingest, structure, and approve company context
  • Context runtime — Retrieval → Constraints → Validation → Evaluation
  • Evals & regression — scenario QA for approved customer-facing behavior
  • Observability — quality, risk, ROI, and answer-gap feedback loops
The moat is not retrieval alone.
It is context engineering + governance + evals + workflow readiness: the approved content/context layer that makes AI operations-ready.
Approved context layer (sources, voice, policies)
Eval harness (scenario library + regression suite)
Operational telemetry (quality, risk, ROI → improves context)
Model-agnostic Infra-abstracted Built for production
HEA-World turns company knowledge into approved context that agents can use to answer, recommend, and act.

Business model

Plans

  • Freemium → Creator → SME → Pro/Agencies
  • Subscriptions by tier (on-brand HEAs, allowances)
  • Self-serve onboarding; exportable assets

Usage & margins

  • Usage packs for chats & refresh (volume discounts)
  • 70%+ gross margin target, low CapEx
  • Optimized TCO: simple, low-engineering solution

📈 Channels & positioning

  • Build above foundation-model providers (OpenAI today, portable over time) → benefit from their upgrades
  • Not in the “compute race” → focus on last-mile value & brand control
  • Agency channel & ecosystem integrations (WP, Shopify, WhatsApp, etc..)
  • Spend scales with adoption → strong unit economics
  • Disruptive pricing vs. legacy chatbots & GenAI tools
Snapshot: Pricing tiers in appendix; usage overage (chat/1k, refresh) with volume packs.

Positioning — HEA complements foundation models

HEA turns strong models into owned, governed, measurable website agents — without making SMEs manage LLM plumbing or legacy ticketing drag.

DimensionHEA (Human-Enhanced Agent)Foundation-model app / generic assistantLegacy SupportChat
Customization High — custom data, behavior, tone (brand voice) Powerful general capability; needs product context Low — scripted flows
Knowledge & Training Human-authored, curated resources with scoped answers Broad general knowledge unless grounded by the application Manual knowledge base; brittle
Brand Alignment On-brand look & tone with guardrails Excellent assistant UX; brand layer is not the product Utility chat; weak brand fidelity
Ownership & Control First-party content, memory, audit trail (GDPR-first) Model/provider layer, not the customer-owned business interface Vendor KB; limited portability
Deployment Non-technical embed; plug-and-play on websites APIs and hosted apps; product integration required Web widget; IT setup
User Experience Answers → Guidance → Conversion (CTA-aware) Great conversation; needs last-mile conversion design Ticket deflection; form-centric
Cost & ROI Simple stack; content reuse; packs → 70%+ GM API + integration + governance workload Seats + telephony + maintenance
Who’s it for? Creators, SMEs, Agencies — millions of sites Consumers / enterprises / developers — broad horizontal reach Ops/support teams
Why this complements model leaders: foundation-model companies scale intelligence horizontally. HEA packages that intelligence into the ownable, on-brand last mile for a segment in the millions — a practical application layer for SMEs, agencies, and creators.

Maturity & Early Traction

Maturity today

  • Public beta opened - Feb 28, 2026
  • Soft launch - March 11, 2026
  • Full HEA creation platform operational (Foundry, editor, publishing workflow)
  • First HEAs deployed on real websites
  • Initial agency deployment underway in France
  • Pricing and packaging finalized

Near-term milestones

  • Expand beta cohorts (Creators, SMEs, Agencies)
  • Improve onboarding and analytics reliability
  • Grow the early HEA ecosystem
  • Convert beta deployments into paying customers

Early traction (KPIs - updating post-launch)

MRR

Updating

Early revenue expected during beta expansion

Active HEAs

Growing

Beta cohort across personas

Gross margin

~70% projected

Usage-driven infrastructure

KPIs refreshed as post-launch cohorts stabilize.

Go-to-market

Self-serve adoption

  • Creator & SME onboarding in minutes
  • Freemium → Pro funnel drives efficient CAC
  • HEAs act as acquisition vectors themselves
  • Pull effect on agencies

Agency flywheel

  • Agencies evolve from web → AI partners
  • One agency = many repeatable deployments
  • Channel creates network effects across SMEs
  • Push through agencies

Category play & virality

  • Category storytelling → “Own your AI front-door”
  • HEAs as content: creators & influencers unlock viral growth
  • Community seeding: chambers, associations, events

Geographies

  • Start in 2 EU countries: NL & FR. Remain opportunistic.
  • HEAs are international by nature → agencies targeted across Europe in English
  • Later stage: scale to US, UK, SG once PMF confirmed

Scale Strategy — Two Engines in Parallel

Same ambition: become the standard for Human-Enhanced AI Agents for SMEs in Europe. Two postures run in parallel: Plan B (discipline) and Plan A (category win).

PLAN B
Grow in the Category
Disciplined growth path · our rational brain
  1. Prove Value
    Retention + unit economics + repeatable onboarding
  2. Own a Segment
    Win 1 SME vertical → tight messaging + case studies
  3. Show Momentum
    Predictable growth + agency repeatability
  4. Earn the Right to Scale
    Hire/raise only when evidence is strong
PLAN A
Win the Category
Narrative gravity · momentum · capital & talent
  1. Prove Value
    Same product proof — but publish it early
  2. Own a Segment
    Define the category language + positioning leadership
  3. Show Momentum
    Move visibly: content, press, ecosystem, partnerships
  4. Scale Aggressively
    Raise + hire core team → accelerate distribution
Unified Success Formula (shared)
1. Prove Value
2. Own a Segment
3. Show Momentum
4. Scale Aggressively

Team & Ask

Core Team

  • Nicolas Payen — Entrepreneur
    • Startup founder in Asia
    • Multinational innovation (digital products & services)
    • AI-augmented product development model
  • AI-native build model — founder-led, GPT-5/Codex-assisted execution
    • Software architecture, product iteration, and release discipline amplified by AI

Team Expansion Plan

Under the current reference plan, the round funds the first structured team around the founder.

  • Product & infrastructure: 3 engineers, 1 freelance engineer, 1 infra / platform engineer
  • Go-to-market: 1 head of growth, 3 sales / partnerships roles (EU x2, US x1)
  • Customer success: 1 role focused on activation, onboarding, and retention
  • Up to 20% founder equity reserved for future co-founders and key hires (5-year vesting)

Advisors

To be added — compliance, safety, growth experts.

Our Ask

Raising €2 M early-scale round to build the A-team that prepares HEA-World for Series A acceleration shifting from a validated platform to a repeatable go-to-market model. Prepare international expansion beyond France and the Netherlands.

  • Build core team for years ahead (growth, ops, AI analytics).
  • Accelerate adoption: from pilots to 100+ paying HEAs.
  • Prove ROI metrics (bounce ↓, conversion ↑, retention ↑).
  • Strengthen compliance & defensibility (EU AI Act readiness).

Financials — model snapshot

Topline growth

  • Y1: €0.1M → Y5: €25.4M
  • forecast reflects our current assumptions
  • Full detailed financials available on request
Revenue & Gross Margin (model snapshot)

Profitability path

  • Gross margin: ~51% → ~68% (Y1→Y5)
  • Operating margin improves to ~33% by Y5
  • Break-even: Year 2

Capital efficiency

  • Peak burn: ~€0.38M (Y1)
  • ARPU grows: €122 → €321
  • LTV/CAC expands: ~76× → ~290×
  • Low CapEx, AI-native ops keep TCO lean
Numbers are directional from the current BP; will be refreshed as the model evolves. Detailed P&L/cohorts in appendix.

North Star — 1M Human-Enhanced Agents

The richness of the Internet has always been its diversity of voices. As we move into the AI era, we build HEAs to amplify many voices, not just a few big ones — so individuals and organizations alike can still be heard.

Today (BP Year 5)

19,000 Active HEAs
678M Q/A handled per year
€32.9M → €22.4M ARR → Gross Profit @ 68% GM

North Star (at scale)

1,000,000 Active HEAs
36B Q/A handled per year (~100M/day)
€1.73B → €1.18B ARR → Gross Profit scaled from today’s economics

Assumes today’s blended unit economics; upside from mix shift, packs, and margin optimization.

  • Category stake: 1 million ownable, on-brand HEAs across creators, SMEs, agencies
  • Usage-led margins: HEAs pay for themselves; we ride infra price/perf curves
  • Scale story: Distribution via agencies + self-serve → networked growth

Moats — today → tomorrow

TODAY
  • Human-enhanced design: trustworthy by default
  • Simple deployment: built for non-technical users
  • Last-mile value: branded CTAs & measurable funnels
  • Transparent per-HEA pricing: disruptive vs. legacy
  • Web agency operating layer: once standardized, HEA becomes part of agency workflow → durable switching costs
TOMORROW
  • Creator economy for agents: brands × creators
  • Living HEA catalog: inspiring, on-brand, discoverable
  • Distribution flywheel: agencies → repeatable scale
  • Aggregate intent data: roadmap & upsell signals
⚡ “HEA World is not just AI-enabled — it is AI-native.
We run the company itself through code, automation, and HEAs.
That’s why we can move faster, stay lean, and scale without operational drag.”

Our AI-native operating model is itself a moat — we live what we build.

Why We Win

Category design, not feature competition.

🧠

Human-first by design

Not just automation — curated, brand-aligned agents built for trust.

🇪🇺

Built for Europe’s SMEs

GDPR-first. Multilingual. Actually usable.

🎯

Conversation that converts

CTA-aware agents designed to drive action.

🔐

Ownable AI

Your voice. Your knowledge. Your agent.

🚀

Scalable from day one

5-minute setup → multi-agent systems with analytics.

🌀

Many specialized voices

The future is curated agents — not one generic assistant.

Let’s build the operating system for customer-facing AI

HEA turns agentic media into governed SME operations: owned content, owned voice, auditable workflows.

Contact HEA World

If you want to discuss partnership, investment, or deployment opportunities, send your details and we will come back quickly.

Annex — Venture Risk Map

Vision built. Tech de-risked; now prove adoption, distribution, and scale.

✅ Risks Behind Us

  • Vision clarity — crisp narrative & positioning (“ownable, on-brand AI for websites”).
  • Product definition — validated concept; refined from “support” to “guidance & engagement.”
  • Technical feasibility — stable architecture (R2 + KV + runtime) and live demos.
  • Compliance-by-design — GDPR-first, aligned with upcoming EU AI Act.
  • Early differentiation — clear moat in brand control + data ownership vs generic LLMs.

⚠️ Risks Ahead

  • Go-to-market repeatability — prove self-serve & agency channels with 10–20 paying HEAs.
  • Market education — make “Human-Enhanced Agent” a recognized category.
  • Execution bandwidth — founder stretch; gradual team expansion required.
  • ROI proof & retention — integrate analytics (bounce ↓, session ↑, conversion ↑).
  • Channel scalability — structure incentives for agency/white-label adoption.
  • Long-term defensibility — monitor hyperscalers; strengthen last-mile moat.

🎯 Next 6–9 Months Focus

  • Validate repeatable GTM → first 20 paying HEAs.
  • Build proof-of-ROI dashboard and case studies.
  • Reinforce compliance edge (GDPR + AI Act brief).
  • Recruit ops/growth support to ease bandwidth risk.
  • Prepare post-seed/pre-A narrative: “Tech risk behind, adoption risk ahead.”

Annex — HEA Pricing & allowances

PlanPriceBillingQ/A /moRefresh/moOverage (Q/A /1k)Overage (refresh)
Agency price set to €149 (€/mo equivalent) with quarterly billing. Packs: Q/A €34.9/1k base; refresh €6.90 each (with volume discounts).

Annex — Market & Funding Data

Global conversational AI market size:
US$12.24 B in 2024; projected to grow to US$61.69 B by 2032.
Fortune Business Insights

~$14.29 B in 2025, reaching $41.39 B by 2030. CAGR ~23.7%.
Grand View Research

~$19.21 B in 2025; expected to surpass $132.86 B by 2034. CAGR ~24%.
Precedence Research

Seed Round Valuation (AI startups, global):
Median pre-money US$17.9 M in 2024.
Carta

Typical pre-seed: US$3.6 M
Seed: ~US$10 M
Series A: ~US$45.7 M
Aventis Advisor

In EU: AI startup funding typically ranges
from €0.5–3 M at pre-seed and €2–10 M at seed,
with valuations below U.S. levels.
European benchmarks

Annex — Adoption & TAM facts

How many potential customers?

  • ~24M SMEs in the EU (≈99% of businesses).
  • ~33–35M small businesses in the US.

Implication: even single-digit % penetration creates a large base.

Web presence (ownable front-door)

  • Most EU enterprises operate a website (country shares commonly 70–90%+).
  • Digital advertising already mainstream across EU firms.

Implication: HEAs can be embedded fast on existing sites.

Legacy chatbot market (replacable spend)

  • Chatbot software market: ~$5–6B (2023), growing double-digit CAGR to 2030.

Implication: near-term wallet to compete for (support/sales bots).

Gen-AI adoption (demand tailwind)

  • ~¼ of U.S. adults have used ChatGPT (2025).
  • Enterprise gen-AI usage rising quickly globally (’24–’25).

Implication: “conversational entry” behavior is normalizing.

Annex — Websites & Platforms (scope & rational TAM)

Our focus segment is in the millions (creators, SMEs, agencies) — meaningful but not “big-tech billions”.

Countries (scale indicators)

RegionMetricValue

Country values use registered domains as proxy for website count.

Major Platforms

PlatformMetricValue

WP/Wix = share of all websites; Shopify = live sites count.

Sources (Oct 8, 2025 Paris time): DemandSage (global & by-country domains); W3Techs (WP share); WordPress.com blog (Wix/Shopify shares); BuiltWith (Shopify live sites); EURid (total .eu).

Annex — Business Model Canvas – HEA-World

Key Partners
  • LLM providers (today OpenAI, tomorrow? other Mistral, Anthropic)
  • Digital Marketing Agencies & digital resellers
  • Compliance & legal experts
  • Web platforms (Shopify, WordPress, Wix)
  • Beta users & mentors (60K network, friends&family)
Key Activities
  • SaaS Platform & editor development
  • Growth Hacking and Digital funnel mgmt
  • Human-enhanced content curation
  • Customer onboarding & support
  • Brand/CTA integration & analytics
  • Continuous AI fine-tuning
Value Proposition
  • Humanize your customer relationship on the web.
  • From website and support chat to conversational-first interface. Talk to your clients like humans do!
  • Understand clearly the motivations of your visitors.
  • For SMEs: Convert visitors faster with AI that knows your brand, products and services.
  • For Agencies: Deploy customized AI agents for your clients in minutes.
  • Add a sales rep that can speak 90 languages.
  • Measure outcomes with marketing analytics and CTAs monitoring.
  • For non-technical users.
  • GDPR-first, privacy-respecting.
  • Human-curated & compliant content.
Key Resources
  • HEA SaaS platform & editor
  • Brand/IP & curated content
  • Vercel/D1/Docket/R2/KV cloud infra
  • AI-native dev & ops team
  • Partner network
Channels
  • HEA-world.com
  • On-line acquisition: SME, Agencies
  • Industry networking group: SME
  • Crowd-funding & Socials: Creators
  • Digital Marketing Agency demos
  • Embedded widgets (popup, askbar)
  • Modules in other platform: Shopify, WordPress, etc.
  • Events & communities
Customer Relationships
  • Creators & SMEs: Self-serve, community support
  • Agencies: Dedicated onboarding, account management
  • Analytics dashboard for clients and HEA-world team
  • Community & support HEA
  • Active user feedback loops
Cost Structure
  • LLM inference & cloud infra
  • Dev & product team
  • GTM, marketing, design
  • Compliance & support
  • Community operations
Revenue Streams
  • Freemium (time limit) to €149/qtr subscriptions
  • Usage-based pricing (Q&A, refresh)
  • White-label / agency deployments
  • Future upsell to analytics & tools
Customer Segments
  • Early segments: Creators, SMEs, Digital agencies
  • Later segments (optional gray text or footnote): Events, NGOs, Public sector, Corporate use (side + core)

Annex — Current Corporate Structure & Optionality

Nicolas Payen
NPE Holding B.V.
Shareholder entity · strategic assets (incl. IP where relevant)
NPE Ops B.V.
Operations · Product · Contracts · Revenue
HEA World (product + customers)

Current structure (NL)

  • NPE Holding B.V. — shareholder entity; holds strategic assets (incl. IP where relevant).
  • NPE Ops B.V. — operating company; contracts, product delivery, revenues & costs.

Why this structure

  • Clean and standard for early stage operations.
  • Separation of concerns: asset protection vs. execution.
  • Simple reporting and low legal overhead.

Optionality for investors

  • Open to creating a dedicated HEA World NewCo for equity financing.
  • Open to jurisdiction alignment (e.g., NL / other) if required by the round.
  • Ability to ring-fence IP and operations in a structure matching investor preference.

Intent: keep today’s setup minimal, while staying flexible to structure the financing in the most investor-friendly way.

HEA